Ralph S. Santoro

Ralph S. Santoro earned a B.S. in Business Administration from Mount St. Mary’s College. He works on an International basis at Tokio Marine America, located at 900 Ashwood Pkwy., in Atlanta, Georgia. Which is a marine insurance company. He is a Regional Ocean Marine Manager with 48 years industry experience, he specializes in ocean cargo management, marine insurance, insurance and risk management. He was honored with All American for Track at Mount St. Mary’s College and nominated to Mount St. Mary’s Sports Hall of Fame. He is a member of the Atlanta Mariners Club and the American Institute of Marine Underwriters. In his free time he enjoys golf and bowling.

Dr. Olga A.L. Mikhasko

Dr. Olga A.L. Mikhasko earned her D.D.S. at Khabasko Medical University Dental School and attended UCLA Dental School and the University of Southern California. She is in a private dental practice and focuses on General Dentistry. She is located at 5449 Hollywood Blvd., Suite C, in the Los Angeles, California. Dr. Mikhasko was named America’s Top Dentist from Consumer Research Council of America in 2011 and has a 4- star rating on Yelp. In her free time, she enjoys hiking and pool. Dr. Mikhasko accepts multiple insurance plans including Aetna, Dental Network of America, and Anthem. She can be reached at 323-463-1760. You can also correspond with Dr. Olga Mikhasko through her e-mail at atolgam2134@msn.com.  

Sandy Hennum

Sandy Hennum received a B.A. in Community and Patient Education and an M.A. at the University of Phoenix. Sandy is Executive Director at Ours to Service House of Hospitality, located at 525 Mississippi Ave., N.W., in Bemidji, Minnesota. She specializes in leadership, education and public speaking. It is a temporary shelter and supportive services for families experiencing homelessness. Sandy worked for long term care facilities as Director of Recreational Therapy and Volunteer Services for 30 years and teaches classes to activity professionals. She is a member of the Bemidji Prevention Alliance and Minnesota Statewide Activity Professional. Sandy is married to Peter Hennum with 2 children, Kyle and Kayla. In her free time, she enjoys golf and playing the piano.

Cynthia S. Beard

Cynthia Beard earned her MBA from Embry-Riddle Aeronautical University. She has worked as a Human Resource, Manpower, and WorkForce Development Specialist with the Army and now works for the Department of Homeland Security with the Cybersecurity and Infrastructure Security Agency as a Workforce Planning Program Specialist. Ms. Beard served 27 years in the US Army both as an enlisted Soldier and officer, retiring as a Major. She has spent the last 15 years as a Civil Servant. She is a Lifetime member of the Girl Scouts and served five years with the Girl Scouts North American Overseas Council as their Second Vice President.

Daniel A. Iracki Esq.

Daniel A. Iracki Esq. is a Partner with the Coker, Schickel, Sorenson, Posgay, Camerlengo & Iracki law firm located at 136 E. Bay Street, Jacksonville, Florida. Mr. Iracki earned his B.A., magna cum laude, form Duquesne University and his, J.D. from Florida Coastal School of Law. He is Board Certified in Civil Trial Law and concentrates on complex personal injury, wrongful death litigation and trial practice. He is admitted in all Florida state courts, as well as the United States District Court, Middle District. He has presented “The Nuts and Bolts of Civil Procedure: What you should know, and what you MUST know!” and “The Impact of Objective Radiology on a Jury in a Personal Injury Case.” Mr. Iracki has been honored by the National Trial Lawyers Top 100; Florida Super Lawyers, Rising Stars; Jacksonville Business Journal’s Top 40 Under 40; Florida Trend Legal Elite, Personal Injury – Plaintiff; and “10 Best Under 40” Attorneys for Florida” by the American Institute of Personal Injury Attorneys. He has an AVVO 9.5 rating. He is affiliated with the American Board of Trial Advocates (ABOTA), the Board of Directors for the Jacksonville Justice Association as Vice President, The Jacksonville Bar Association and is an associate within the prestigious Chester Bedell American Inns of Court. He is married with 2 sons and enjoys family time, the outdoors and football.